| What is the local currency? |
| The Polish zloty (PLN). "Zloty" means "gold" in Polish. Keep in mind that Poland is joining the European Community in 2004, so the currency might be changing soon. |
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| What denominations does it come in? |
| 1 zloty / 100 groszy. |
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| What is the best way to exchange currency? |
| Go to banks or exchange offices. Exchange offices give slightly better exchange rates. Note that rates at exchanges offices located in the airport, transport stations or hotels are not really competitive. |
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| What are commonly-used forms of payment for everyday purchases (such as groceries)? |
| Cash is used at small shops and kiosks. However, supermarkets and other larger shops take major credit cards. |
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| Will I be able to use my credit card around town? If not, list when I’ll need cash. |
| You should be able to use credit cards quite a bit. Still, it's a good idea to carry cash for use at kiosks or in food/vegetable markets and bazaars. |
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| By what method are bills (such as rent and utilities) paid? |
| According to Polish fiscal law, bills are always paid in PLN, even if converted from a price published in EUR or USD, which is often the case with a rental. |
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| What are the requirements for opening a bank account? At what stage of the settling-in process should I open it? |
Opening a personal bank account is a lot easier than you would expect. Just bring along your passport. In addition, you need to be living and working in Poland. Documents related to your work permit will be required.
There are also internet bank accounts available. |
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| Will foreign residents be able to find banking services in their native languages? |
| Multi-lingual banking services are available in dedicated banks. |
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| Are there any restrictions on services for those who are new to your country? |
| Restrictions are subject to a foreigner's current status. |
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| What are typical banking hours? |
| Banks are usually open from Monday to Friday, 8 a.m. to 6 p.m. |
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| Are automatic teller machines (ATMs) available around the clock? |
| ATMs are located all over Warsaw -- particularly in all banks and at frequently-visited places. |
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| Is there any other money information that might help me? |
| Like everywhere, be careful when carrying money, credit cards or travellers' checks. |
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| Useful Links |
Citibank
www.citibank.pl
Bank Pekao
www.pekao.com.pl
Bank Millennium
www.bankmilennium.pl |