So, you’re moving home and you’ve just heard about removals insurance. If you’re wondering if you need removals insurance and why you need it, you’ve come to the right place.
Here at Crown Relocations, we prioritize the security of your belongings and therefore prioritize insurance. Many people, especially first-time movers can be unaware of the risks that follow not having removals insurance in place and therefore can be stuck when items are lost or damaged.
What is removals insurance?
When moving from point A to point B, whether it be only a kilometre to the next suburb tor a thousand kilometres overseas, there’s always risk of your belongings being damaged or broken. In short, removals insurance covers any accidental damage or loss of your belongings if you are using a professional removalist company. A common misunderstanding is that this insurance is automatically applied when you hire a professional removalist to move belongings, but this isn’t always the case. Some people may also assume that their belongings are covered by their home and contents insurance policy, which also usually isn’t the case when the belongings are in transit. Without removals insurance, you’re left responsible for any loss or damage to your belongings and will therefore be left without any compensation.
How does removals insurance work?
Removals insurance is either covered by the removalists themselves, or if it isn’t, you will have to take out insurance cover separately. In Australia, the Australian Furniture Removals Association (AFRA) is an official body of professional removalists. To be a member with AFRA, removalists in Australia must have insurance policies in place covering; Public Liability and Carriers Liability. They must also have Motor Vehicles Third Party Liability which covers any potential claims arising from negligence on the removalists part. Finding a professional removalist via the AFRA website is therefore a great way of sourcing a removalist company that has removals insurance. However, it is always best to still inquire about this before hiring the company as well as double checking exactly what their removals insurance covers. At Crown, we care about you and your belongings.
Why is it important to have removals insurance?
The last thing you want to stress about, is having to replace a broken or damaged item after a move! Removals insurance provides peace of mind and a sense of security making your move stress-free. Even if a company has years of experience in removals, accidents do still happen so it is a responsibility when moving to double check you have the best removals insurance that will protect your items.
Whether you’re moving for work or for pleasure, it’s important to ensure it is a positive experience and you begin life in your new home on a positive note.
For more information on how our team here at Crown Relocations can help you and your family with their big move, or to get your free quote, click here.