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 What is the local currency?

Local currency is the U.S. dollar ($), which can be divided into 100 cents.
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What denominations does it come in?

Coins (cents) come in denominations of one cent (penny), five cents (nickel), 10 cents (dime), 25 cents (quarter), 50 cent coin (half dollar) and 100 cent coin (silver dollar); the last two are rarely used.

Bills (dollars) come in $1, $2 (rare), $5, $10, $20, $50 and $100.
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What is the best way to exchange currency?

Typically, banks offer the best exchange rates, but you will also find that most airports and hotels offer currency exchange services. Additionally, there are also many licensed money changers and foreign exchange offices available throughout the city.
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What are commonly-used forms of payment for everyday purchases (such as groceries)?

The most commonly used forms of payment are: credit cards, debit cards, cash and personal checks.
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Will I be able to use my credit card around town? If not, list when I’ll need cash.

Most places accept major credit cards as a form of payment. However, it is advisable to always carry a small amount of cash, as some places may not accept all cards. Typically, you will need to pay cash at family run businesses or in taxis. Some places require that you make a minimum purchase of 10 to 20 dollars in order to pay with a credit card.
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By what method are bills (such as rent and utilities) paid?

Bills are typically paid with a personal check by mail. It is increasingly popular to pay your bills on line with a credit card/debit card or through your bank.
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What are the requirements for opening a bank account? At what stage of the settling-in process should I open it?

Requirements vary, depending on your bank. In most cases you will need a Social Security number, driver's license/state-issued ID, proof of permanent address and money to make your first deposit. Banking arrangements should be made as soon as possible.
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Will foreign residents be able to find banking services in their native languages?

Most banking services are conducted in English. However, an increasing number of banks offer customers the option to conduct services in Spanish or other languages.
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Are there any restrictions on services for those who are new to your country?

In most cases, a transferee will not have credit established in the US and it will be difficult to purchase anything on credit--obtain a mortgage, buy a car, etc., until you have established credit. Therefore, once you have opened a bank account, apply for a credit card through that bank and begin to make your daily purchases using that credit card in order to build your credit rating.
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What are typical banking hours?

Typical banking hours are Monday to Friday, 9 a.m., till 6 p.m.; and Saturdays 9 a.m. to 2 p.m. Check with your bank to see if they have off-site facilities open on Sundays and in late evening.
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Are automatic teller machines (ATMs) available around the clock?

ATMs are available 24 hours.
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Is there any other money information that might help me?

Always try to make transactions using your bank's ATM. Most banks charge a fee to non-account holders who use their ATMs. The fees range from $1 to $4. Before you begin your transaction, you will be advised of this on the screen and will be required to accept or decline the charges.
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IMPORTANT NOTE:

Crown Relocations has made every effort to present accurate information. However, regulations, rates and other variables are subject to change and Crown Relocations cannot accept responsibility for the errors that might result. Should you have any questions or need additional information, please contact your local Crown representative.

 

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