< Back What is the local currency? What denominations does it come in? What is the best way to exchange currency? What are commonly-used forms of payment for everyday purchases (such as groceries)? Will I be able to use my credit card around town? If not, list when I’ll need cash. By what method are bills (such as rent and utilities) paid? What are the requirements for opening a bank account? At what stage of the settling-in process should I open it? Will foreign residents be able to find banking services in their native languages? Are there any restrictions on services for those who are new to your country? What are typical banking hours? Are automatic teller machines (ATMs) available around the clock? Is there any other money information that might help me? What is the local currency? The Polish zloty (PLN). "Zloty" means "gold" in Polish. ↑ Top What denominations does it come in? 1 zloty = 100 groszy. ↑ Top What is the best way to exchange currency? Go to banks or exchange offices. Exchange offices give slightly better exchange rates. Note that rates at exchange offices located in the airport, transport stations or hotels are not very competitive. ↑ Top What are commonly-used forms of payment for everyday purchases (such as groceries)? Cash is used at small shops and kiosks. However, supermarkets and other larger shops take major credit cards. ↑ Top Will I be able to use my credit card around town? If not, list when I’ll need cash. You should be able to use credit cards quite a bit. Still, it's a good idea to carry cash for use at kiosks or in food/vegetable markets and bazaars. ↑ Top By what method are bills (such as rent and utilities) paid? According to Polish fiscal law, bills are always paid in PLN, even if converted from a price published in EUR or USD, which is often the case with a rental. ↑ Top What are the requirements for opening a bank account? At what stage of the settling-in process should I open it? Opening a personal bank account is a lot easier than you would expect. Just bring along your passport. In addition, you need to be living and working in Poland. Documents related to your work permit will be required. There are also online bank accounts available. ↑ Top Will foreign residents be able to find banking services in their native languages? Multi-lingual banking services are available in dedicated banks. ↑ Top Are there any restrictions on services for those who are new to your country? Restrictions are subject to a foreigner's current status. ↑ Top What are typical banking hours? Banks are usually open from Monday to Friday, 8 a.m. to 6 p.m. ↑ Top Are automatic teller machines (ATMs) available around the clock? ATMs are located all over Warsaw, at banks and at frequently visited places. ↑ Top Is there any other money information that might help me? Like everywhere, be careful when carrying money, credit cards or travelers' checks. ↑ Top IMPORTANT NOTE: Crown Relocations has made every effort to present accurate information. However, regulations, rates and other variables are subject to change and Crown Relocations cannot accept responsibility for the errors that might result. Should you have any questions or need additional information, please contact your local Crown representative.