Cigna Expat Insurance

Comprehensive expatriate healthcare insurance with flexible cover options to meet your budget and needs
Cigna is a global health service company, providing healthcare products and services, group disability, life and accident insurance and international insurance – directly to individuals and through employers and intermediaries.
Cigna Global is a health service company who provide health insurance to expats and globally mobile individuals all over the world. This Crown Recommended Partner has a medical network of over 1.65 million hospitals, clinics and medical professionals, operating in over 200 countries and territories to service over 180 million customer relationships.

Their mission is to help customers improve their health, well-being and peace of mind 
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Limited Time Offer – Free Health & Wellbeing Policy Upgrade

Throughout May 2022, you’ll be entitled to an exclusive Health & Wellbeing policy upgrade, which includes such excellent benefits as:  
  • Non-symptomatic annual routine physical examinations
  • Preventative cancer screenings such as cervical, prostate, bowel or mammograms for breast screenings.
  • Dietician consultations 
  • Telephonic Wellness Coaching - Access to a personal wellness coach for lasting lifestyle changes, mindfulness coaching, online Cognitive Behavioural Therapy, and much more
The Cigna free Health and Well-being policy upgrade is only available during May 2022 and all policies sold in May will be eligible for the offer.  
Get an International Health & Wellbeing optional module with every quote
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Expatriate Healthcare Insurance

Expatriate health insurance is designed for those who are living and working abroad. It is designed to give you and your family access to the best healthcare possible, wherever you are in the world.
When you need treatment, call the Cigna Customer Care Team. You will receive help arranging your treatment plan, and pointing you in the right direction, saving you the time and the hassle of looking for a hospital, clinic or medical practitioner yourself. This Crown Recommended Partner appreciates that there will be times when it will not be practical or possible for a beneficiary to contact for prior approval (for example, emergencies, or when a family member is suddenly sick, and the priority is to get treatment for them as soon as possible). In circumstances like these, Cigna asks that you or the affected beneficiary get in touch within 48 hours after treatment has been sought, so that this Crown Recommended Partner can confirm whether treatment is covered and arrange settlement with your provider.
The quality of healthcare can vary widely around the world. The quality of care in your new country may not be to the standard you were used to back home. Also, as a foreign national, you and your family will not likely be entitled to any free or subsidised healthcare. It is therefore important to consider an expatriate health plan to provide for the healthcare needs of you and your family.
A Cigna expat health insurance policy is flexible to your needs. Start with one of the core insurance policies. These provide you protection for essential hospital stays and treatment. Surgeon and consultation fees as well as hospital accommodation are covered. In-patient, outpatient and cancer treatments are also provided for. In addition, this Crown Recommended Partners Gold and Platinum core policies offer levels of cover for routine maternity.

You can tailor your policy with a range of optional benefits. International Outpatient provides you with more extensive outpatient cover including doctor’s visits and prescriptions. In addition, you can add medical evacuation, health and wellbeing and vision and dental benefits to your policy.
The cost of health insurance will vary by plan and insurer. Some insurers might offer you cheap plans, but the cover they provide may be significantly less. At Cigna they work hard to ensure that they keep levels of cover high and prices down. The plans are flexible and tailored to you and get a free no obligation quote as soon as today.
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Interested in information for the country you are relocating to?


If you're planning to relocate for work or to live abroad, Cigna Expat Insurance have a list of helpful country guides for you to explore. You can find the country guides here.

Need help choosing a plan?


If you need help deciding what plan is best for you request a call back from a Cigna specialist team, or contact this Crown Recommended Partner directly and get the help you need.

Alternatively call the Cigna sales team on +44 (0)1475 492119 (Mon-Fri 8am-8pm GMT)

What is the Cigna difference?

This Crown Recommended Partner places patients choice and care at the heart of claims management. The Cigna members don’t just get access to all private hospitals and a full choice of consultants around the world. They also have options on how they access care. Quick and direct access to treatment promotes cost savings and provides a faster route to recovery.

Results speak for themselves: 

  • Cigna consistently delivers customer satisfaction survey results with 96 percent or more members either ‘very satisfied’ or ‘satisfied’, which is market leading for insurance companies.
  • This Crown Recommended Partner delivers annual savings of between 6% and 9% of total claims cost. They also achieve an average reduction of 10% in the nights claimants spend in hospital. Cigna’s approach to managing employer healthcare plans leads the way in delivering the best care and cost management.
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