Notes (euros): 5, 10, 20, 50, 100, 200 and 500
Coins (cents): 1, 2, 5, 10, 20 and 50
Coins (euros): 1, 2
In the Netherlands, they no longer use the 1- and 2-cent coins. You can still pay with them, however, the shops will round off the amounts to the closest 5 cents.
With a bank, post office or at a GWK money exchange office. You will find GWK offices at railway stations, the airport and other places where there are a lot of tourists.
Cash and bank card (debit card).
Most supermarkets and corner shops do not accept credit cards. You can pay by credit card in large international stores such as IKEA or H&M, and using the machines at some railway stations.
Online shopping within The Netherlands is done with your Dutch bank card. To book flights or shop through international web-sites, you will probably need to use a credit card since your Dutch card may not contain the necessary symbols to be used online outside of The Netherlands.
Most supermarkets, smaller restaurants, train ticket offices and corner shops do not accept credit cards. You can pay by credit card in large international stores such as IKEA or H&M, and using the machines and some railway stations.
Online shopping within The Netherlands is done with your Dutch bank card. To book flights or shop through international web-sites, you will probably also need a credit card since your Dutch card may not contain the necessary symbols to be used online outside of The Netherlands.
Pre-authorized debit is an efficient way of paying gas, water and electricity bills. This way your bills are automatically deducted from your bank account. Otherwise most people pay using internet banking.
Cheques are not accepted or available in The Netherlands.
To open a bank account, you will need to show the bank an address, passport and a sofi number (local tax/social security number). A sofi number puts you into the financial/tax and social system. Both the tax office (which provides one) and your employer will need this number, which is personal to you. For EU citizens, you simply take your passport to your local tax office and ask for a sofi number.
To open a bank account with the
- Postbank you also need a residence permit.
- ABN Amro don't normally need to show a Dutch employment contract unless you want to apply for a credit card.
Most people moving to The Netherlands open a bank account during the first weeks after they arrive in The Netherlands. If you need a work permit, you won't be able to open the account until the permission for you to work has been granted and you have arrived in The Netherlands and registered with the authorities. This is because until that time, you won't have a sofi number.
Foreign residents will be able to find banking services in their native languages, though there are few brochures and application forms available in foreign languages.
The ABN Amro offers online banking in English
No restrictions, but you won't be able to open an account if you are not legally allowed to live / work in The Netherlands.
Most banks are closed Monday mornings.
Tuesday through Friday, from 9am to 5pm.
Some branches are open late on Thursday evenings, or on Saturdays. There are branches of ABN Amro in Schiphol open from 7am until 10pm from Monday through to Sunday
To pay for small items (or even for parking), many people use a form of rechargeable electronic purse called a chipknip. Loaded at the bank, a chipknip can be either a separate card or your regular bank card with this added feature. Usually there is a machine next to the ATM machine that says “chipknip.” The amount of money in your bank account determines what you can load onto your chipknip.