Moving to South Africa

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What makes South Africa special?


Moving to Cape Town

Nestled between mountains and ocean, Cape Town offers an iconic mix of natural beauty and vibrant city life. Known for Table Mountain, world-renowned beaches, and a lively arts and food scene, Cape Town blends urban sophistication with endless outdoor activities. From wine country tours to international music festivals, it’s easy to see why Cape Town is often ranked as one of the world’s most beautiful cities.


Moving to Johannesburg

South Africa’s largest city, Johannesburg is the country’s economic powerhouse, boasting a booming business sector, thriving creative industry, and a rich cultural landscape. Known locally as “Joburg” or “Jozi,” it’s home to an energetic mix of urban lifestyle, historical attractions like the Apartheid Museum, and up-and-coming neighbourhoods with trendy cafes, restaurants, and art galleries. The city’s entrepreneurial spirit and growing skyline reflect its status as a hub for opportunity.


Moving to Durban

With a subtropical climate and a stunning coastline, Durban is a beach lover’s paradise. Known for its year-round warm weather, golden beaches, and strong Indian cultural influence, Durban offers a relaxed yet bustling lifestyle. Enjoy the famous “Golden Mile” beachfront promenade, incredible local food (especially curries), and vibrant local markets. Durban’s laid-back vibe makes it a perfect destination for those looking to balance work and leisure.

Visa Requirements and Immigration Processes for Moving to South Africa

South Africa’s visa system caters to diverse expatriate needs, from short-term visits to long-term residency. The country’s immigration framework prioritizes skilled labor, educational exchange, and family reunification while maintaining stringent requirements to ensure compliance with national labor and security policies.

South Africa’s visa policies vary by nationality and intended stay duration. Citizens of visa-exempt countries, including the UK, US, and Canada, can enter for up to 90 days without a visa for tourism or business purposes. Longer stays or activities such as work, study, or volunteering require specific visas, which must be obtained before arrival.

Drawing on the latest regulations and application procedures, this guide delineates the visa categories most relevant to expatriates, emphasizing eligibility criteria, documentation, and strategic considerations for successful applications

Types of Visas Available for Expatriates Moving to South Africa

South Africa’s work visas target skilled professionals, intra-company transferees, and entrepreneurs, with stringent requirements to prioritize local labor markets.

International students enrolled at accredited institutions must obtain a study visa, which aligns with the duration of their academic program.

Study visas for primary and secondary education are capped at eight and six years, respectively, while tertiary visas extend through the degree period. Changing institutions necessitates a new visa application

Business Visa

Entrepreneurs investing at least ฿5 million in a South African enterprise qualify for this visa, renewable every three years. The investment must create at least five permanent jobs for South African citizens or permanent residents. Applicants submit a comprehensive business plan endorsed by the Department of Trade and Industry.

Retiree Visa

Open to individuals with a monthly income of ฿37,000 from pensions or annuities, this visa permits indefinite renewal without pathway to permanent residency.

Spousal and Life Partner Visas

Foreign spouses or life partners of South African citizens/permanent residents may apply for this visa, valid for two to three years. Requirements include proof of a genuine relationship (e.g., shared finances, communication records) and a commitment to permanent cohabitation. After five years, holders can apply for permanent residency.

Relative Visa

Expats with temporary residency can sponsor parents, siblings, or children over 18 via this visa. Sponsors must demonstrate a monthly income of ฿8,500 per dependent and provide sworn affidavits of financial responsibility.

Exchange Visa

Participants in cultural, economic, or social exchange programs receive this visa for up to three years. Host organizations must be accredited by the Department of Home Affairs, and applicants undergo vetting for program relevance.

Treaty Visa

Issued to individuals under bilateral agreements, such as researchers or volunteers in government-approved projects. The visa duration matches the treaty’s stipulated period, typically one to two years.

Cost of Living in South Africa

The cost of living in South Africa presents a mixed picture, influenced by the rand’s volatility and the country’s reliance on imported goods. While some expenses remain lower than in European nations, others—particularly in affluent urban areas—have risen sharply in recent years.

South Africa’s cost of living presents a complex landscape shaped by currency fluctuations, regional disparities, and global economic pressures. For expatriates, understanding these dynamics is crucial for effective financial planning.

Drawing on the latest data, this analysis dissects living expenses across key categories, offering insights into both immediate costs and underlying economic trends.

Here’s a quick breakdown for each of those categories:

cost of living in south africa

Housing Cost

Property prices in cities like Johannesburg and Cape Town have surged due to high demand from both domestic and international markets. A one-bedroom apartment in central Johannesburg rents for approximately 5,500–12,000 ZAR monthly, while similar properties in Cape Town’s suburbs range from 5,000–8,500 ZAR.

Groceries and Dining

Locally produced food items such as fruits, vegetables, and meat are relatively affordable. A loaf of bread costs around 12 ZAR, and a liter of milk averages 15 ZAR. Imported goods, however, are pricier due to transportation costs and tariffs. Dining out remains economical compared to European standards, with a three-course meal for two costing 250–400 ZAR at a mid-range restaurant.

Transportation

Public transportation is limited outside major cities, necessitating private vehicle ownership for most expats. Fuel prices hover around 20 ZAR per liter. Ride-hailing services like Uber offer affordable urban mobility, with fares starting at 5–10 ZAR per kilometer.

Utilities

Utilities for a standard household, including electricity, water, and garbage services, typically cost 700–1,500 ZAR per month, with internet services adding 300–600 ZAR.

Accommodation / Housing Options for Expatriates

South Africa offers diverse housing solutions, from luxury villas to budget-friendly shared spaces. Expatriates often gravitate toward secure suburban complexes in cities like Johannesburg’s Sandton or Cape Town’s Atlantic Seaboard, where rental prices reflect the high demand for amenities such as 24-hour security and proximity to international schools.

Short-Term vs. Long-Term Housing

Short-term visitors might opt for guest houses or serviced apartments, which provide flexibility and often include utilities. Long-term residents typically lease unfurnished properties, requiring personal furnishings—a cost factor to consider during relocation planning.

Rental Market in South Africa

South Africa’s rental market is dynamic, shaped by urbanization, regional economic activity, and shifting affordability. For expatriates, understanding city-specific rental trends is essential for budgeting and lifestyle planning.

Cape Town and Johannesburg remain the most dynamic and expensive, especially in premium neighborhoods, while smaller cities and outlying suburbs offer more affordable alternatives. Expatriates should consider proximity to work, lifestyle preferences, and security when choosing a rental location.

Here is an expanded table of average rental prices for major South African cities.

City 1-Bedroom City Center (ZAR/month) 3-Bedroom City Center (ZAR/month)
Johannesburg 8,026–15,000 12,844–20,000
Pretoria 6,568–10,000 8,500–12,844
Durban 6,000–10,000 10,000–18,000
Port Elizabeth 6,000–9,000 10,000–16,000
Bedfordview 8,000–13,000 15,000–22,000

What are the best neighbourhoods to live in South Africa for expats

Moving to South Africa offers a unique blend of vibrant culture, stunning landscapes, and diverse lifestyles. For expats, choosing the right neighbourhood is key to feeling at home and enjoying a high quality of life.

These neighborhoods and cities are popular among expats for their combination of lifestyle quality, safety, educational facilities, and access to nature or business hubs.

Neighbourhood The Attractions
Cape Town (Southern Suburbs, Sea Point, Constantia, Bishopscourt) Offers stunning natural beauty with Table Mountain and beaches, excellent schools, vibrant cultural and social scenes, plus luxury living in areas like Constantia and Bishopscourt with vineyards and green spaces. Sea Point is popular for beachfront living and an active lifestyle.
Sandton (Johannesburg) Known as Africa’s richest square mile, Sandton offers world-class shopping, dining, business facilities, and a secure, upscale lifestyle favored by expats and professionals.
Parkhurst, Parktown North, Parkwood, Parkview (Johannesburg) Family-friendly neighborhoods with excellent international schools, leafy streets, and a quieter atmosphere within reach of Johannesburg’s business hubs.
Durban (Umhlanga, Ballito, Amanzimtoti) Coastal cities with warm subtropical climate, beautiful beaches, and a lower cost of living. Umhlanga and Ballito are favored for luxury living and easy access to the city.
Garden Route (George, Wilderness) Scenic coastal towns with golf estates, forests, and a relaxed lifestyle. Ideal for families and retirees seeking tranquility and nature.
Pretoria Offers a mix of government and business opportunities, good schools, and quieter suburban living, popular with families and professionals.
Randburg (Johannesburg area) Leafy suburbs with good amenities, schools, and a strong expat community, offering a balance between urban convenience and residential calm.

Education and Schooling for Expatriate Children

The South African education system includes public, semi-private, and private institutions. While public schools are government-funded and teach in English, resource constraints often drive expatriates toward private or international schools.

Education and schooling for expatriate children is a crucial consideration for families relocating to a new country. Expatriate children often face unique challenges, including adapting to different educational systems, cultural differences, and language barriers.

When choosing a school, parents should consider various factors such as the curriculum offered, language of instruction, and the school’s approach to integrating international students.

Many expatriate families opt for international schools that provide an internationally recognized curriculum, such as the International Baccalaureate (IB) or British A-Levels.

These institutions often have diverse student bodies and staff familiar with the needs of expatriates.

Types of Schools Available for Expat Kids in South Africa

International schools are the preferred choice for many expats because they offer familiar curricula, smaller class sizes, and a multicultural environment that eases transitions for children moving from abroad. South Africa has around 53 international schools, mainly concentrated in Johannesburg, Cape Town, and Pretoria. International schools can be expensive, with fees often ranging from R50,000 to R150,000 annually. Admission can be competitive, so early application is advised. Many expat employers include school fees in relocation packages to help offset costs.

Private schools in South Africa often have religious affiliations or specific educational philosophies. They tend to offer better facilities, smaller classes, and a wider range of extracurricular activities compared to public schools.

  • Many private schools are English-medium and attract both local and expat families.
  • They usually follow the South African national curriculum but with higher academic standards and resources.
  • Fees vary widely depending on the school’s prestige and location.

Public schools follow the South African national curriculum, which is English-medium in major cities. While some public schools provide good education, many suffer from overcrowding and resource limitations.

  • Expats can enroll children in public schools if they live within the school’s catchment area and have a valid study permit.
  • Class sizes are larger (35–40 students), and facilities may vary significantly.
  • Public schools are a more affordable option but may not meet the expectations of all expat families.

These schools are government-funded but partially self-financed, allowing them to offer better facilities and education standards than typical public schools. They can be a middle ground between private and public schooling.

Healthcare Systems: Public and Private Sectors

South Africa’s healthcare system is characterized by a two-tier structure comprising a public sector and a private sector, each with distinct features, advantages, and challenges. Understanding this system is crucial for expatriates planning to move to South Africa, as it impacts access, quality, and cost of medical care.

  • Coverage and Accessibility: The public healthcare system serves approximately 84% of South Africans, including citizens, immigrants, refugees, and asylum seekers. It is government-subsidized and offers services at low cost, with doctor consultations typically around R60.
  • Facilities: There are over 400 public hospitals nationwide, managed at provincial and municipal levels. These include large regional hospitals and numerous primary care clinics.
  • Strengths: The public system has achieved notable medical milestones, such as performing the world’s first heart transplant at Groote Schuur Hospital in Cape Town. It also provides essential services including free ante-natal care, mental health screening, and assistive devices for the elderly under the evolving National Health Insurance (NHI) framework.
  • Challenges: Despite its broad reach, the public sector faces significant issues like underfunding, overcrowding, long waiting times, and staff shortages. These factors can affect the quality and timeliness of care.
  • Quality and Facilities: South Africa’s private healthcare is among the best in Africa and ranked 49th globally in the 2024 Global Healthcare Index. It boasts state-of-the-art equipment, well-trained specialists, and over 200 private hospitals.
  • Doctors and Staff: Although serving only about 16% of the population, private hospitals employ around 79% of the country’s doctors due to better pay and working conditions.
  • Cost and Insurance: Private care is expensive, prompting most users to rely on private health insurance. Premiums vary widely but are necessary to manage high out-of-pocket costs. Many expatriates opt for comprehensive international or local medical insurance plans to access private healthcare.
  • Overview: Signed into law in May 2024, the NHI aims to unify the healthcare system by providing equitable access to quality healthcare services for all South Africans, regardless of income or social status.
  • Goals: The NHI intends to reduce financial barriers, improve public healthcare quality, and support vulnerable groups such as pregnant women and the elderly. It also seeks to raise life expectancy and reduce infant mortality by 2030 as part of the National Development Plan (NDP).
  • Implementation: The rollout is phased, expected to complete by 2026, with significant government investment planned. However, concerns remain about potential corruption, increased tax burdens, the impact on private healthcare, and the overall quality of care.
  • Debate: Political and healthcare stakeholders are negotiating compromises, such as mandatory medical scheme membership for higher earners alongside NHI coverage for others.

Healthcare is an important consideration for expatriates living in South Africa. Most expats choose private healthcare due to its higher standards of service and shorter waiting times, often supported by comprehensive private health insurance. It’s highly recommended to have insurance that covers hospitalization, specialist consultations, and emergency care.

Fortunately, several international health insurance providers operate in the country, catering specifically to expat needs. While public healthcare is more affordable, it may fall short of the service quality and convenience many expats expect.

The South African government continues to invest in healthcare infrastructure, with a focus on combating communicable diseases and expanding community outreach. However, challenges such as healthcare worker shortages persist across the system.

Tax Implications for Expats Moving to South Africa

Expatriates relocating to South Africa need to understand the country’s tax system, which is primarily based on tax residency status. South African tax law taxes residents on their worldwide income, while non-residents are taxed only on income sourced within South Africa.

Expats moving to South Africa should carefully assess their tax residency status and understand that foreign income above R1.25 million is taxable. Double taxation agreements and foreign tax credits can mitigate some liabilities, but professional tax planning is essential to navigate complex rules and optimize tax outcomes.

Here are the key points regarding tax implications for expats:

  • If you qualify as a tax resident of South Africa, you are liable to pay tax on your global income, including foreign employment income.
  • Non-residents are taxed only on income earned within South Africa.
  • Since March 2020, South African tax residents working abroad can exempt the first R1.25 million of their foreign employment income from South African tax if they meet both:
    • Spending at least 183 days outside South Africa in any 12-month period.
    • Spending at least 60 consecutive days outside South Africa during that period.
  • Any foreign income above R1.25 million is taxable at South Africa’s progressive income tax rates, which can be as high as 45%.
  • This exemption covers salary, bonuses, allowances, commissions, and other employment-related income.
  • South Africa has DTAs with many countries to prevent double taxation.
  • Generally, the country where the income is earned has the primary right to tax, and South Africa provides a foreign tax credit to avoid double taxation.
  • However, if income exceeds R1.25 million or if the DTA does not allocate sole taxing rights, some double taxation may occur.
  • If you cease to be a South African tax resident, SARS treats you as having disposed of your worldwide assets (except immovable property in South Africa) at market value the day before you leave, triggering a deemed capital gains tax event.
  • This “exit tax” applies to investments, shares, collectibles, and other assets.
  • Immovable property in South Africa is excluded but will be subject to CGT upon actual sale.
  • Estate Duty: Applies to worldwide assets for residents; only South African assets for non-residents.
  • Local taxes: South Africa does not impose local (municipal) income taxes.
  • Reporting: Tax residents must file annual tax returns declaring worldwide income.
  • Exchange Controls: Moving funds offshore may require approval from the South African Reserve Bank (SARB).

Navigating Tax Implications During Repatriation

When repatriating back to South Africa, expatriates should take note of several important legal, financial, and administrative considerations to ensure a smooth transition:

  • Inform SARS within 21 business days of your return to update your tax residency status.
  • Ensure all historic tax affairs are up to date to avoid penalties.
  • If you previously did not formally cease tax residency when leaving, you may face back taxes and penalties.
  • Provide SARS with supporting documents such as termination letters and foreign tax residency certificates to clarify your status.
  • Consult tax specialists to manage potential complexities, including exit tax or re-establishing residency.
  • You can transfer up to R1 million as a travel allowance in the tax year you return without needing a Tax Compliance Status (TCS) PIN.

  • Declare all household goods and personal belongings properly on customs forms to avoid delays or penalties.

Cultural differences to be aware of when moving to Canada as an expat

South Africa is known as the “Rainbow Nation” for its rich cultural diversity and complex history. Expats moving there will encounter a vibrant mix of cultures, languages, and traditions influenced by African, European, and Asian heritage.

There are 11 official languages, with English widely spoken in urban and business settings, making daily communication relatively easy. Social norms can vary between communities, and understanding local customs—such as greetings, hospitality, and respect for elders—can help expats integrate more smoothly.

Braais (barbecues) are a cherished social tradition that go beyond food—they’re a way of building community and connection.

Religion also plays a significant role in daily life for many South Africans, and public holidays often reflect a range of cultural and historical observances.

Expats should also be mindful of South Africa’s history of apartheid and ongoing social challenges—sensitivity and willingness to listen and learn go a long way in building respectful relationships.

Embracing these cultural layers not only enhances day-to-day interactions but also helps expats feel more connected to their new home.

Conclusion

Relocating to South Africa demands thorough preparation across financial, legal, and logistical domains. Prospective expatriates should secure visas early, budget for higher-than-expected urban living costs, and prioritize private healthcare and education.

Whether you’re returning home or embarking on a new adventure, South Africa offers a world of opportunities. From its stunning landscapes to its rich cultural heritage, South Africa is an inspiring place to live. Every year, people from all corners of the globe choose to relocate to South Africa, seeking its vibrant cities, friendly communities, and diverse lifestyle.

At Crown Relocations, we’re here to make your move smooth and stress-free. With nearly 60 years of global relocation expertise, we manage every detail, from shipping and customs to helping you settle into your new life in South Africa.

No One Knows Better Than Us.

Get moving with our free moving quote form and let us take care of the rest!