| Paris | As the capital and largest city, rents are significantly higher; a one-bedroom apartment in the city-centre averages at €1,386pm, rising to €3,019pm for 3 bedrooms. Outside central Paris, the costs fall to €1,065-€1,985. |
|---|---|
| Lyon | Known for its cuisine and culture, Lyon offers that cosmopolitan lifestyle that Paris provides for a smaller price tag, with rents ranging from €600-€1,610pm. |
| Bordeaux | The “wine capital of the world” is a popular destination for expats drawn to its rich culture, beautiful scenery, and high quality of life. It’s also less expensive than other cities, with average rents ranging from €670-€1,555pm. |
| Marseille | Rental prices in this historic port city are significantly lower than in Paris (nearly 30%!). Average costs range from €570-€1,385pm. |
| Nice | A popular destination for retirees, Nice offers a picturesque coastal setting, mild weather, and a vibrant international community ranging anywhere from €850-€1,600pm. |
*Please note: prices are accurate as of October 2026 and are subject to change. Always be sure to check current listings for comparable properties rather than relying on a single citywide average. Ask whether the advertised rent includes building charges, water or heating.
For rental applications, prepare identification, employment details and evidence of income. Ask agents what documentation they accept from applicants arriving from the Netherlands.
If you are buying, obtain a complete estimate of acquisition costs and ongoing ownership expenses before committing.
Utilities
Build your household budget around the actual property. Ask for its energy-performance information, heating type and available evidence of previous consumption.
Your checklist should include:
- Electricity and gas, where applicable.
- Water and wastewater charges.
- Broadband and mobile services.
- Home insurance.
- Building or shared-service charges.
- Applicable local taxes and waste-collection charges.
Do not assume that “charges included” means every bill is covered. Ask which services are included and whether payments are fixed or later adjusted.
Taxe d’habitation has been abolished for main residences, although it can still apply to second homes. It should not be treated as a standard monthly waste-collection charge. See the official housing-tax guidance.
Healthcare and Insurance
Arrange healthcare before leaving the Netherlands. The country responsible for your cover depends on factors such as where you work, where you live and whether you receive a pension.
Someone taking a French job may have different arrangements from a pensioner or an employee temporarily posted by a Dutch company. The EU’s health-insurance guidance for people living abroad explains these distinctions.
PUMa (Universal Health Protection)
Protection universelle maladie, usually called PUMa, provides access to French statutory healthcare through employment or qualifying stable and lawful residence.
People working in France can generally qualify through their work without waiting three months. For people applying through residence, a three-month residence period generally applies, with exceptions and additional conditions. Confirm your position with your local health insurance office, usually the Caisse primaire d’assurance maladie, or CPAM. See the official PUMa guidance.
Reimbursement varies by treatment, official tariff and individual circumstances. Avoid assuming that the system pays a fixed percentage of every medical bill.
If the Netherlands remains responsible for your healthcare, you may need an S1 form to register your entitlement in France. This can apply to eligible pensioners and certain posted workers. Check with the relevant Dutch institution before cancelling existing cover. EU guidance explains how S1 registration works.
Mutuelle
A mutuelle, or complementary health policy, can help cover eligible costs remaining after statutory reimbursement.
When comparing policies, ask about:
- Hospital charges and accommodation.
- Dental and optical benefits.
- Specialist fees.
- Exclusions, reimbursement limits and waiting periods.
If you will be employed in France, ask your employer about workplace complementary cover before buying a separate policy.
International Private Health Insurance
Private insurance may be appropriate where you do not yet have statutory entitlement or need additional international cover. Choose a policy based on your actual eligibility and anticipated care, including any ongoing treatment.
An EHIC covers necessary state-provided healthcare during eligible temporary stays. It should not be assumed to replace the arrangements required when establishing residence abroad. See the EU guidance on health cover for temporary stays.
