What is the local currency?
The official currency of Indonesia is the Rupiah (IDR).
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What denominations does it come in?
Bank Notes: Rp 100, 500, 1,000, 5,000, 10,000, 20,000, 50,000, and 100,000
Coins: Rp 50, 100, 500, and 1,000
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What is the best way to exchange currency?
It is best to exchange money at banks, NITOUR, or with authorized money changers (who offer the best rates). Also, city banks usually offer better rates than country banks. It is also advised to avoid the black market.

Some of the big hotels have foreign currency exchange and offer reasonable rates. There are also many foreign banks that provide currency exchange, including Citibank, American Express, Bank of America, Standard Chartered Bank and a number of Japanese and European banks.
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What are commonly-used forms of payment for everyday purchases (such as groceries)?
Cash, checks, credit cards and ATM/debit cards (which are generally linked to your bank account) are the most commonly-used forms of payment for everyday purchases.
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Will I be able to use my credit card around town? If not, list when I’ll need cash.
Typically, you can use your credit cards in most places. However, some smaller establishments do not accept cards, so it is good to always keep some cash handy.
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By what method are bills (such as rent and utilities) paid?
Normally, bills are paid by cash or check. You can also pay via automatic debit through your bank account.
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What are the requirements for opening a bank account? At what stage of the settling-in process should I open it?
To open an account, you will need to show your passport and KITAS. It is recommended that you open an account as early as possible upon arrival into Indonesia so that you can establish credit and pay bills.
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Will foreign residents be able to find banking services in their native languages?
Yes, there are major international banks, such as City Bank, American Express Bank and HSBC that offer services in English and other languages.
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Are there any restrictions on services for those who are new to your country?
Yes, some loans may not be available to foreign transferees.
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What are typical banking hours?
Banking hours vary, but typical banking hours are from 8:30 a.m. to 3:30 p.m., Monday to Friday.
Banks are closed on Saturdays and Sundays.
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Are automatic teller machines (ATMs) available around the clock?
Yes, most banks have automatic teller machines (ATMs), which enable the card holder to have access to funds 24 hours a day, 7 days a week. You can also find ATMs throughout the city and most major banks offer Internet banking for their customers.
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Is there any other money information that might help me?
If you need more information, please contact Crown Surabaya.
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Crown Relocations has made every effort to present accurate information. However, regulations, rates and other variables are subject to change and Crown Relocations cannot accept responsibility for the errors that might result. Should you have any questions or need additional information, please contact your local Crown representative.