Moving to Vietnam

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This guide explores the key considerations for relocating to Vietnam, including visa requirements, housing options, healthcare access, and everyday living costs. By understanding these essentials, prospective expats can better prepare for a smooth transition and make confident decisions about starting a new chapter in one of Southeast Asia’s most exciting and fast-evolving countries.

 

Visa Options for Long-Term Residence in Vietnam

As of 2026, Vietnam does not yet offer a dedicated digital nomad visa, so long-term stays typically rely on the structured pathways below.

Temporary Residence Card (TRC)

The Temporary Residence Card (TRC) is the primary pathway for long-term residence in Vietnam, allowing foreigners to live in the country for 1 to 5 years without frequent visa renewals. It effectively replaces a visa and permits multiple entries and exits during its validity. Eligibility typically depends on holding a valid work permit, making an approved investment, or having family ties to a Vietnamese citizen.

Employment-Based Visas (LD Visa + Work Permit)

Foreign professionals planning to work in Vietnam must obtain an LD (labour) visa alongside a work permit. This is a two-step process, as the work permit is required before applying for a long-term TRC. This route is the most common for expatriates employed by Vietnamese companies or international firms operating locally.

Investor Visas (DT Categories)

Vietnam offers investor visas (DT1–DT4) for individuals contributing capital to local businesses. Higher-tier investors may qualify for longer stays and eventual eligibility for a TRC, while lower investment tiers typically allow shorter visa durations. This option is particularly suited for entrepreneurs and business owners establishing a presence in Vietnam.

Family & Spouse-Based Residence (TT Visa / Exemption)

Foreigners married to Vietnamese citizens or with close family ties can apply for TT visas or long-term residence cards. These options provide a more stable and simplified pathway to residency, often with fewer employment or investment requirements.

Visa Exemption Certificates (Limited Cases)

Certain individuals, such as overseas Vietnamese and their family members, may qualify for multi-year visa exemption certificates. While not a residence permit, this option allows extended stays without repeated visa applications, making it a flexible alternative for eligible applicants.

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Understanding the Cost of Living in Vietnam

Vietnam’s cost of living is a major draw for expatriates, particularly those relocating from higher-cost countries like Singapore.

While prices have risen in recent years due to economic growth, Vietnam still offers a relatively affordable lifestyle compared to many global cities.

Major urban hubs such as Ho Chi Minh City and Hanoi tend to be more expensive, especially in central districts, but everyday expenses—food, transport, and services—remain reasonably priced.

Monthly Budget Requirements

For single individuals, a monthly budget of around VND 30–45 million (SGD 1,550–2,300) can support a comfortable lifestyle in Vietnam, depending on location and personal preferences.

Basic living costs excluding rent can range between VND 12.5–20 million (SGD 650–1,050), while rent in expat-friendly areas may add another VND 10–25 million (SGD 520–1,300).

Families should expect higher expenses, particularly for international schooling and larger accommodations.

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Housing Costs

Housing is the biggest expense in Vietnam but still affordable by regional standards. In Ho Chi Minh City and Hanoi, a one-bedroom apartment in the city center typically ranges from VND 12.5–22.5 million (approx. SGD 650–1,200), while outside central areas it drops to VND 7.5–15 million (approx. SGD 390–800). Serviced apartments cost more but offer convenience, with utilities often billed separately.

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Food and Groceries

Food remains inexpensive overall. Groceries for one person usually cost VND 3.8–7.5 million (approx. SGD 200–400) monthly, with local produce being very affordable. Eating out is common and cheap—local meals often range from VND 50,000–125,000 (approx. SGD 2.60–6.50), though imported or premium items can increase spending.

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Transportation

Getting around is easy and low-cost. Monthly transport expenses average VND 750,000–2.5 million (approx. SGD 40–130). Ride-hailing apps like Grab and Gojek are widely used, while motorbikes remain a popular and economical option.

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Utilities

Utilities typically cost VND 1.25–3 million (approx. SGD 65–160) monthly, depending on air-conditioning use. Internet service is generally reliable and affordable, usually around VND 250,000–500,000 (approx. SGD 13–26) per month for high-speed plans.

Landscape and Housing Markets in Vietnam

Ho Chi Minh City skyline

Vietnam’s housing landscape is diverse and rapidly evolving, shaped by urban growth and increasing foreign interest. Major cities like Ho Chi Minh City and Hanoi dominate the market, offering a mix of modern high-rise apartments, serviced residences, and traditional houses. Expats are typically drawn to centrally located districts for convenience, international amenities, and established expat communities, while suburban areas provide more space at lower costs.

The rental market is flexible and relatively accessible, with a wide range of options to suit different budgets and lifestyles. Serviced apartments remain popular for their convenience, while private rentals offer better value for long-term stays. Although foreigners face restrictions on owning property, recent regulations have made it easier to purchase certain types of apartments, making Vietnam an increasingly attractive option for both living and investment.

What are the best neighbourhoods to live in Vietnam for expats

Neighbourhood The Attractions
Thao Dien (District 2, Ho Chi Minh City) Premier expat enclave with international schools, riverside condos, cafés, and a strong Western community vibe.
District 1 (Ho Chi Minh City) City center living with business hubs, nightlife, restaurants, and easy access to major offices and attractions.
Phu My Hung (District 7, Ho Chi Minh City) Modern planned township with wide roads, parks, international schools, and a quieter, family-friendly environment.
Tay Ho (West Lake, Hanoi) Popular expat district with lakeside living, international dining, embassies, and a relaxed atmosphere.
Ba Dinh (Hanoi) Diplomatic area with historic sites, embassies, green spaces, and proximity to government offices.
Hai Chau (Da Nang) This central district offers urban convenience, river views, modern amenities, and easy beach access nearby.
An Thuong (Da Nang) Expat-friendly beachside area with cafés, coworking spaces, and a laid-back coastal lifestyle.
Cam An (Hoi An) Peaceful seaside neighbourhood near the old town, ideal for relaxed living with boutique villas and cafes.

Educational System and International Schools for Expats in Vietnam

Major cities like Ho Chi Minh City and Hanoi offer top-tier international schools with British, American, and IB curricula. Well-known options include British International School Ho Chi Minh City and United Nations International School of Hanoi, known for strong academics, global pathways, and modern facilities—but fees are high.

Public schools follow the Vietnamese curriculum and primarily teach in Vietnamese. While costs are low, language barriers and different teaching styles make them less practical for most expat families unless children are fluent and planning long-term integration.

Homeschooling is a flexible but less common route in Vietnam. Regulations are not clearly defined, so families often follow international curricula independently or via online programs. It works best for remote families but requires strong parental involvement and planning for accreditation.

Healthcare Considerations for Expatriates in Vietnam

In cities like Ho Chi Minh City and Hanoi, private hospitals offer international-standard care, English-speaking staff, and shorter wait times. Facilities such as FV Hospital and Vinmec International Hospital are popular with expats. Costs are higher, so comprehensive health insurance is strongly recommended.

Vietnam’s public system is affordable but often crowded, with limited English support and variable quality. It’s generally used for minor issues or by long-term residents familiar with the system, while most expats rely on private care for consistency, comfort, and faster service.

Tax Implications in Vietnam for Foreigners

Vietnam’s tax system is based on tax residency status. Foreigners are generally considered tax residents if they stay in Vietnam for 183 days or more within a calendar year, or maintain a registered permanent residence. Tax residents are typically taxed on worldwide income, while non-residents are taxed only on Vietnam-sourced income.

For expats, Vietnam applies a progressive personal income tax system. Tax residents are taxed at rates ranging from 5% to 35% depending on income level, while non-residents are generally subject to a flat 20% tax on Vietnam-sourced income. This creates a clear difference in tax exposure depending on residency classification.

Vietnam also operates a self-assessment tax system, requiring individuals to register for a tax code (TIN), file returns, and ensure compliance with reporting obligations if working locally. Double Taxation Agreements (DTAs), including with countries like Singapore, may help reduce or eliminate double taxation depending on income type and treaty rules.

Expats are strongly advised to maintain proper records and seek professional tax guidance to ensure compliance and optimise their tax position.

Embracing Vietnam’s Cultural Landscape

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Vietnam blends deep tradition with fast modernisation, and daily life reflects a strong sense of collectivism, respect, and social harmony. Communication tends to be polite and indirect to avoid friction.

Hierarchy matters. Age, status, and titles shape interactions, from workplace dynamics to casual greetings. You’ll notice this in subtle ways—deference to elders, formal language, and group-first decision-making. At the same time, Vietnam’s rapid economic growth has created a younger, more globally influenced urban culture, especially in business and social settings.

Daily life comes with its own quirks. Street culture is vibrant and meals are highly social, often shared. Traditions tied to ancestor worship and festivals like Tet remain central, shaping everything from business closures to travel patterns. Adapting means embracing the rhythm: flexible, community-oriented, and full of energy.

Summary

Relocating to Vietnam offers a strong blend of opportunity, affordability, and cultural depth, from the fast-paced business hubs of Ho Chi Minh City to the historic charm of Hanoi and coastal lifestyle of Da Nang, allowing expats to align both career and lifestyle goals. At Crown Relocations, we recognise that moving abroad is a major life transition. We provide end-to-end support—from visa and logistics planning to settling-in and cultural guidance.

With dedicated teams in both Singapore and Vietnam, Crown Relocations ensures a seamless end-to-end relocation experience—from planning and departure to arrival and settling in.

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